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Rent Surge 2026: RBA Decision Impact on Home Loans
- May 13, 2026
- Posted by: Serres Property Finance
- Category: News
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Australian rents are rising at their fastest pace since October 2024, with advertised listings up 5.7% in the year to April. Vacancy rates below 1.8% in every capital city are keeping supply extremely tight, while the Reserve Bank weighs another rate rise at its 6 May 2026 meeting.
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RBA Rate Hike May 2026: What the Third Rise Means for You
- May 13, 2026
- Posted by: Serres Property Finance
- Category: RBA Updates
The RBA is expected to raise the cash rate for the third time in 2026 at its May meeting, with financial markets pricing in a two-in-three chance of a move. For the average borrower with a $736,000 home loan, a 25 basis point increase adds around $117 to monthly repayments. With up to four rate hikes possible in 2026, here is what you need to know about protecting your budget.
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Big Four Banks Pass Rate Hike: Impact on Home Loan Customers
- May 13, 2026
- Posted by: Serres Property Finance
- Category: RBA Updates
The Reserve Bank raised the cash rate from 4.1% to 4.35% on 5 May 2026, its third consecutive increase. All four major Australian banks have confirmed they will pass on the full 0.25% rise to variable home loan customers from around 22 May. Here is what that means for your repayments and what to do next.
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Investor Home Loans Surge 9.6%: What It Means for Buyers
- May 4, 2026
- Posted by: Serres Property Finance
- Category: News
Property investor borrowing in Australia has surged 9.6% in the year to March 2026, the fastest growth rate in a decade. Owner-occupier loan growth has slowed and first home buyer applications have fallen sharply. Here is what this shift means for your home loan plans.
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RBA Rate Hike 2026: Inflation Impact on Your Home Loan
- April 28, 2026
- Posted by: Serres Property Finance
- Category: RBA Updates
Australia’s consumer price index hit 4.7% in the year to March 2026, driven by soaring fuel prices linked to the Middle East conflict. Economists expect the RBA to raise the cash rate at its next meeting, adding to repayments for variable-rate borrowers. If you have a home loan, now is the time to review your rate, understand your buffer, and plan for more increases ahead.
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RBA Rate Cut February 2025: All Four Banks Pass It On
- February 28, 2025
- Posted by: Serres Property Finance
- Category: RBA Updates
The RBA cut the cash rate from 4.35% to 4.10% in February 2025, the first reduction in four years. All four major banks have confirmed they will pass on the full 0.25% cut, reducing variable home loan rates for millions of Australian borrowers.
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RBA Cash Rate Prediction August 2024: Hold Likely
- August 5, 2024
- Posted by: Serres Property Finance
- Category: RBA Updates
With annual CPI at 3.8% heading into August 2024, most economists expect the RBA to hold the cash rate at 4.35%. Here is what the inflation data shows, what a hold means for your home loan repayments, and what to watch in the months ahead.
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Rate Cut Hopes Fade 2024: Strategies for Home Loan Holders
- June 25, 2024
- Posted by: Serres Property Finance
- Category: RBA Updates
Rate cut hopes in 2024 have faded as the RBA signals it is unlikely to ease until 2025. Government spending, rising rents and strong migration are keeping inflation above target. Here is what homeowners, buyers and investors can do right now to manage the prolonged high-rate environment.
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RBA Cash Rate Prediction October 2023: Hold Expected
- October 2, 2023
- Posted by: Serres Property Finance
- Category: RBA Updates
Most experts are predicting the RBA will hold the cash rate in October 2023, following global central bank trends and signs of improving inflation. Here is what a hold means for your home loan repayments, buying power, and what you should be doing right now regardless of the outcome.
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Housing Affordability Australia: 2022 Crisis Explained
- June 1, 2022
- Posted by: Serres Property Finance
- Category: Property and Finance
Housing affordability in Australia hit a record low in the March 2022 quarter, with the national dwelling value-to-income ratio reaching 8.5 and the average buyer needing 11.4 years to save a 20% deposit. Mortgage repayments now consume 41.4% of income nationally, while rental costs are rising too. Here is what the data means for buyers and renters across Australia.
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