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Australian Housing Market 2026: Sydney and Melbourne Fall
- May 13, 2026
- Posted by: Serres Property Finance
- Category: News
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Sydney and Melbourne house prices fell in the March 2026 quarter for the first time in years, while Perth, Brisbane, Darwin and Adelaide posted strong growth. A two-speed market has emerged across Australia with real implications for buyers and borrowers.
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Rent Surge 2026: RBA Decision Impact on Home Loans
- May 13, 2026
- Posted by: Serres Property Finance
- Category: News
Australian rents are rising at their fastest pace since October 2024, with advertised listings up 5.7% in the year to April. Vacancy rates below 1.8% in every capital city are keeping supply extremely tight, while the Reserve Bank weighs another rate rise at its 6 May 2026 meeting.
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Negotiate a Better Home Loan Rate After Rate Hikes
- May 6, 2026
- Posted by: Serres Property Finance
- Category: News
Three RBA rate hikes in a row have pushed variable home loan rates above 6% for many borrowers. Here’s how to use the discharge form strategy to trigger your lender’s retention team and unlock their best rate, plus how your equity position and cash-back offers factor into your decision.
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Investor Home Loans Surge 9.6%: What It Means for Buyers
- May 4, 2026
- Posted by: Serres Property Finance
- Category: News
Property investor borrowing in Australia has surged 9.6% in the year to March 2026, the fastest growth rate in a decade. Owner-occupier loan growth has slowed and first home buyer applications have fallen sharply. Here is what this shift means for your home loan plans.
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APRA CPS 230 Amendments 2026: What Borrowers Need to Know
- April 30, 2026
- Posted by: Serres Property Finance
- Category: News
APRA has finalised targeted amendments to CPS 230 Operational Risk Management, effective 1 July 2026. The changes introduce limited exemptions for non-traditional service providers such as central banks and clearing facilities. Here is what the update means for Australian home loan borrowers.
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Woodend Prestige Property: Macedon Ranges Estate for Sale
- April 27, 2026
- Posted by: Serres Property Finance
- Category: News
One of the Macedon Ranges’ most celebrated estates has come to market, guiding at $8 million to $8.8 million. St Ambrose in Woodend spans 2.69 acres of internationally recognised gardens designed by Paul Bangay. Here is what this prestige listing tells buyers about the Victorian lifestyle property market and the finance considerations at this level.
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Australia’s Downsizing Dilemma: 13 Million Empty Bedrooms
- April 27, 2026
- Posted by: Serres Property Finance
- Category: News
New census data shows 13 million bedrooms sit empty in Australian homes, mostly in large family homes owned by older Australians who face real barriers to downsizing. Economist Michael Blythe argues that unlocking this stock — through stamp duty reform and better housing design — could take significant pressure off the market without building a single new home.
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2026 Budget Pressures: What Cost of Living Means for Your Home Loan
- April 27, 2026
- Posted by: Serres Property Finance
- Category: News
NDIS cuts, rising fuel costs and supermarket price inflation are squeezing Australian household budgets in April 2026. Here is how these cost-of-living pressures affect your home loan serviceability and what to do about it.
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Coalition Fuel Reserve Plan 2026: Home Loan Impact
- April 27, 2026
- Posted by: Serres Property Finance
- Category: News
The Coalition’s fuel reserve plan 2026 aims to double Australia’s stockpiles to 60 days with an $800 million storage investment. Here’s why energy security policy matters for home loan borrowers and how it shapes property location decisions.
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Mortgage Stress 2026: Warning Signs for Home Loan Borrowers
- April 26, 2026
- Posted by: Serres Property Finance
- Category: News
Financial counsellors report mortgages are now the top presenting issue on Australia’s national debt helpline, as the Middle East conflict lifts prices across the board. Here’s what the latest consumer spending data reveals about borrower stress, and what you can do about it.