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RBA Rate Hike May 2026: What the Third Rise Means for You
- May 13, 2026
- Posted by: Serres Property Finance
- Category: RBA Updates
No CommentsThe RBA is expected to raise the cash rate for the third time in 2026 at its May meeting, with financial markets pricing in a two-in-three chance of a move. For the average borrower with a $736,000 home loan, a 25 basis point increase adds around $117 to monthly repayments. With up to four rate hikes possible in 2026, here is what you need to know about protecting your budget.
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Big Four Banks Pass Rate Hike: Impact on Home Loan Customers
- May 13, 2026
- Posted by: Serres Property Finance
- Category: RBA Updates
The Reserve Bank raised the cash rate from 4.1% to 4.35% on 5 May 2026, its third consecutive increase. All four major Australian banks have confirmed they will pass on the full 0.25% rise to variable home loan customers from around 22 May. Here is what that means for your repayments and what to do next.
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RBA Rate Hike 2026: Inflation Impact on Your Home Loan
- April 28, 2026
- Posted by: Serres Property Finance
- Category: RBA Updates
Australia’s consumer price index hit 4.7% in the year to March 2026, driven by soaring fuel prices linked to the Middle East conflict. Economists expect the RBA to raise the cash rate at its next meeting, adding to repayments for variable-rate borrowers. If you have a home loan, now is the time to review your rate, understand your buffer, and plan for more increases ahead.
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RBA Rate Cut: How It Affects Your Borrowing Power
- March 4, 2025
- Posted by: Serres Property Finance
- Category: RBA Updates
The RBA’s February 2025 rate cut was the first cash rate reduction since November 2020. We explain what it means for your borrowing power, how much extra you could borrow, and what shifts to expect in lending conditions as rates move lower.
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RBA Rate Cut February 2025: All Four Banks Pass It On
- February 28, 2025
- Posted by: Serres Property Finance
- Category: RBA Updates
The RBA cut the cash rate from 4.35% to 4.10% in February 2025, the first reduction in four years. All four major banks have confirmed they will pass on the full 0.25% cut, reducing variable home loan rates for millions of Australian borrowers.
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RBA Cash Rate Prediction August 2024: Hold Likely
- August 5, 2024
- Posted by: Serres Property Finance
- Category: RBA Updates
With annual CPI at 3.8% heading into August 2024, most economists expect the RBA to hold the cash rate at 4.35%. Here is what the inflation data shows, what a hold means for your home loan repayments, and what to watch in the months ahead.
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Rate Cut Hopes Fade 2024: Strategies for Home Loan Holders
- June 25, 2024
- Posted by: Serres Property Finance
- Category: RBA Updates
Rate cut hopes in 2024 have faded as the RBA signals it is unlikely to ease until 2025. Government spending, rising rents and strong migration are keeping inflation above target. Here is what homeowners, buyers and investors can do right now to manage the prolonged high-rate environment.
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RBA Cash Rate Prediction October 2023: Hold Expected
- October 2, 2023
- Posted by: Serres Property Finance
- Category: RBA Updates
Most experts are predicting the RBA will hold the cash rate in October 2023, following global central bank trends and signs of improving inflation. Here is what a hold means for your home loan repayments, buying power, and what you should be doing right now regardless of the outcome.
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RBA Cash Rate Rise May 2022: Impact on Your Home Loan
- May 14, 2022
- Posted by: Serres Property Finance
- Category: RBA Updates
The RBA raised the cash rate by 0.25 percentage points in May 2022, the first rise since 2010. All four major banks passed on the increase in full. Here is what it means for your home loan repayments, your borrowing capacity, and the steps you can take to manage the change.
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RBA Interest Rate Forecast 2022: Plan for Rising Rates
- May 10, 2022
- Posted by: Serres Property Finance
- Category: RBA Updates
The RBA is set to raise the cash rate for the first time in over a decade, with all four major banks forecasting a move in 2022. Variable-rate borrowers will feel the impact through higher monthly repayments, while property prices could fall 10-20% as borrowing capacity shrinks.
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