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Luxury Home Features That Add Real Value to Prestige Property
- April 20, 2026
- Posted by: Serres Property Finance
- Category: Property and Finance
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From Belgian-inspired architecture to wellness wings and marble kitchens, the world’s top prestige properties show us which luxury features genuinely hold their value. Here’s what Australian buyers and investors need to know when buying and financing at the top end of the market.
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Construction Loan Australia: How to Build From Scratch
- April 15, 2026
- Posted by: Serres Property Finance
- Category: Property and Finance
When house prices keep climbing and the right established home is impossible to find, building from scratch on a vacant block is worth considering. Here is how construction loans in Australia work, from drawdowns and approval requirements to the risks you need to manage.
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IMF Recession Warning 2026: What It Means for Your Home Loan
- April 14, 2026
- Posted by: Serres Property Finance
- Category: News
The IMF has warned that conflict in the Middle East could trigger a global recession in 2026. Australian households are already cutting back on spending. Here’s what this means for your home loan, borrowing power, and property plans.
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Oil Price Crisis: What Rising Fuel Costs Mean for Borrowers
- April 9, 2026
- Posted by: Serres Property Finance
- Category: News
Australia’s oil price crisis, driven by Middle East conflict disrupting the Strait of Hormuz, has pushed petrol to $2.25 and diesel to a record $3.24 per litre. Experts say prices could stay elevated for six to twelve months. Here is what that means if you are applying for or holding a home loan.
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Home Loan Readiness Assessment: Know Your Numbers
- April 7, 2026
- Posted by: Serres Property Finance
- Category: Guides
A home loan readiness assessment covers your borrowing capacity, deposit, income, expenses and debts. Working through these six areas before you apply helps you avoid surprises and puts you in a stronger position when speaking with a lender.
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Ready to Buy Your First Home? 5 Signs You’re Prepared
- April 7, 2026
- Posted by: Serres Property Finance
- Category: Guides
Thinking about buying your first home but not sure if you’re ready? Stable income, a saved deposit, a plan to settle in one place and a budget for ongoing costs are the key signs it’s time to stop renting and start buying.
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Guarantor Home Loan Explained: Benefits and Real Risks
- April 6, 2026
- Posted by: Serres Property Finance
- Category: Guides
A guarantor home loan lets your child buy a property with no deposit and avoid Lenders Mortgage Insurance. The risks are real but often overstated — the limited guarantee structure means your exposure is capped, and your home is always the last resort, not the first.
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Unconventional Building Materials Home Loan: What to Know
- April 6, 2026
- Posted by: Serres Property Finance
- Category: Guides
Financing a home built from mudbrick, strawbale, rammed earth or timber log requires careful planning. Most lenders cap borrowing at 80% LVR for unconventional building materials, meaning a 20% deposit is typically required. The right broker can match you with lenders who actually accept these property types.
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Warehouse Conversion Home Loan: Finance, Tips and What to Expect
- April 6, 2026
- Posted by: Serres Property Finance
- Category: Guides
Warehouse conversions offer distinctive inner-city living but can be tricky to finance. This guide covers what lenders look for when assessing a warehouse conversion home loan, the pros and cons of these properties, and practical tips for buying one successfully in Australia.
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Mortgage Exit Strategy: What Lenders Need to See
- April 5, 2026
- Posted by: Serres Property Finance
- Category: Guides
If you plan to borrow a home loan close to retirement, lenders will ask for a mortgage exit strategy. This guide explains which strategies are accepted, which are not, and what documents you will need to support your application.