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RBA Rate Hike May 2026: What the Third Rise Means for You
- May 13, 2026
- Posted by: Serres Property Finance
- Category: RBA Updates
No CommentsThe RBA is expected to raise the cash rate for the third time in 2026 at its May meeting, with financial markets pricing in a two-in-three chance of a move. For the average borrower with a $736,000 home loan, a 25 basis point increase adds around $117 to monthly repayments. With up to four rate hikes possible in 2026, here is what you need to know about protecting your budget.
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Negotiate a Better Home Loan Rate After Rate Hikes
- May 6, 2026
- Posted by: Serres Property Finance
- Category: News
Three RBA rate hikes in a row have pushed variable home loan rates above 6% for many borrowers. Here’s how to use the discharge form strategy to trigger your lender’s retention team and unlock their best rate, plus how your equity position and cash-back offers factor into your decision.
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RBA Rate Hike 2026: Inflation Impact on Your Home Loan
- April 28, 2026
- Posted by: Serres Property Finance
- Category: RBA Updates
Australia’s consumer price index hit 4.7% in the year to March 2026, driven by soaring fuel prices linked to the Middle East conflict. Economists expect the RBA to raise the cash rate at its next meeting, adding to repayments for variable-rate borrowers. If you have a home loan, now is the time to review your rate, understand your buffer, and plan for more increases ahead.
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Private Island Property: Finance Tips for Remote Homes
- April 27, 2026
- Posted by: Serres Property Finance
- Category: Guides
A Scottish island just listed for $1.75 million with no neighbours and boat-only access. If you’ve ever dreamed of owning a remote or unusual property in Australia, here’s what the financing landscape looks like and what you need to know before you commit.
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Footscray Property Market 2026: Melbourne’s Inner West Value Play
- April 27, 2026
- Posted by: Serres Property Finance
- Category: Property and Finance
The Footscray property market is drawing Melbourne buyers with character homes, vibrant inner-west culture and prices well below comparable suburbs like Fitzroy. Here is what you need to know about buying in Footscray in 2026.
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2026 Budget Pressures: What Cost of Living Means for Your Home Loan
- April 27, 2026
- Posted by: Serres Property Finance
- Category: News
NDIS cuts, rising fuel costs and supermarket price inflation are squeezing Australian household budgets in April 2026. Here is how these cost-of-living pressures affect your home loan serviceability and what to do about it.
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Ballarat Property Market 2026: Regional Victoria’s Rise
- April 27, 2026
- Posted by: Serres Property Finance
- Category: Property and Finance
The Ballarat property market offers Melbourne buyers a rare combination: character homes, space and genuine community at a fraction of metro prices. Here is what you need to know about the area and how to finance your purchase.
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Coalition Fuel Reserve Plan 2026: Home Loan Impact
- April 27, 2026
- Posted by: Serres Property Finance
- Category: News
The Coalition’s fuel reserve plan 2026 aims to double Australia’s stockpiles to 60 days with an $800 million storage investment. Here’s why energy security policy matters for home loan borrowers and how it shapes property location decisions.
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Mortgage Stress 2026: Warning Signs for Home Loan Borrowers
- April 26, 2026
- Posted by: Serres Property Finance
- Category: News
Financial counsellors report mortgages are now the top presenting issue on Australia’s national debt helpline, as the Middle East conflict lifts prices across the board. Here’s what the latest consumer spending data reveals about borrower stress, and what you can do about it.
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APRA Reporting Update: Life Insurance and Your Home Loan
- April 24, 2026
- Posted by: Serres Property Finance
- Category: News
APRA has launched a consultation on updated reporting standards for life insurers, transitioning data collections to the APRA Connect platform. For home loan borrowers, this is a reminder of the role APRA plays in keeping Australia’s financial system stable — and why that stability matters when you have a mortgage.