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Purchasing an Investment
- June 14, 2023
- Posted by: Serres Property Finance
- Category: Guides
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Are you considering investing in real estate to secure your financial future? Purchasing an investment property can be a smart move, but it requires careful planning and informed decision-making. In this comprehensive guide, we will delve into the essential steps involved in acquiring an investment property. From researching potential locations to financing options and securing the best deal, we’ll provide you with valuable insights and tips to help you navigate this exciting venture. Whether you’re a first-time investor or looking to expand your portfolio, this guide is designed to empower you on your path to real estate success.
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Signs Your Builder Is Going Bust (And What to Do)
- May 10, 2023
- Posted by: Serres Property Finance
- Category: Guides
Builder insolvencies in Australia hit a seven-year high in 2022-23, with over 1,600 construction companies collapsing in nine months. This guide explains the warning signs your builder may be in financial trouble and the steps to take to protect your deposit and your home loan.
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Refinancing When House Prices Are Falling: What to Know
- February 15, 2023
- Posted by: Serres Property Finance
- Category: Guides
Falling house prices affect your equity, LVR and refinancing options. Refinancing for a lower rate can still make sense, but accessing equity becomes harder. Negative equity can block a refinance entirely until values recover.
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Christmas Home Loan Tips: Protect Your Borrowing Power
- December 21, 2022
- Posted by: Serres Property Finance
- Category: Guides
Christmas spending can affect your home loan application more than you’d expect. These practical tips help Australian buyers and mortgage holders protect their borrowing power and get more from their lender over the festive season.
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Christmas Home Loan Tips: Protect Your Borrowing Power
- December 21, 2022
- Posted by: Serres Property Finance
- Category: Guides
Christmas spending can affect your home loan application more than you’d expect. These practical tips help Australian buyers and mortgage holders protect their borrowing power and get more from their lender over the festive season.
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Self-Employed Home Loan: Using Your Salary as Income
- October 15, 2021
- Posted by: Serres Property Finance
- Category: Guides
Australian banks now accept the salary you pay yourself from your own business as income for a home loan. Since 2021, six months of payslips and an accountant’s letter can replace the old requirement of two years of tax returns. This guide explains the three accepted verification methods and what your accountant’s letter needs to include.
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Affordable New Cars in Australia: Best Value Models for 2021
- June 1, 2021
- Posted by: Serres Property Finance
- Category: Guides
Finding affordable new cars in Australia is about more than the price tag. This guide compares the best-value new models across key categories including SUVs, hatchbacks, utes and people movers, plus what to know before you finance your next vehicle.