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Questions to Ask a Real Estate Agent When Buying
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
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Knowing the right questions to ask a real estate agent can help you uncover the seller’s motivation, assess fair value and negotiate a better deal. This guide covers six key questions to ask at every property inspection, plus the research you should do independently before making an offer.
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Home Loan Declined? 11 Reasons and How to Fix Them
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
Getting your home loan declined is frustrating, but most knockbacks come down to a handful of common factors. Learn the eleven key reasons Australian lenders reject applications and what you can do to improve your chances before you apply.
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Australian Home Loan Guide: Rates, LVR and Key Features
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
Australian home loans offer a wide range of options, from fixed and variable rates to offset accounts and redraw facilities. The amount you can borrow depends on your income, the lender’s loan-to-value ratio rules, and your location. This guide covers everything you need to know, including what non-residents and expats need to consider.
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Australian Home Loan for UK Residents: Your Full Guide
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
UK residents can get an Australian home loan to buy or invest in property, but the process has specific requirements. This guide covers FIRB approval, LVR limits, visa types, investment loans and the key differences between Australian and British mortgage lending.
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Australian Home Loans for US Citizens: Key Facts
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
US citizens can get a home loan in Australia, but the process has specific requirements including FIRB approval and LVR restrictions. This guide covers what Americans need to know about Australian home lending, including how it compares to the US mortgage system.
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Buying Property in a Falling Market: 7 Tips
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
A falling property market is not a reason to sit on the sidelines. With the right strategy, you can negotiate better deals, beat other buyers, and secure a home that suits your long-term needs. These seven tips show you exactly how to approach buying property in a falling market with confidence.
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Home Equity Loans: How to Unlock Your Property’s Value
- April 3, 2026
- Posted by: Serres Property Finance
- Category: Guides
A home equity loan lets you borrow against the value you have built up in your property. Whether you want to buy an investment property, fund a renovation, or consolidate debt, understanding how equity works puts you in a stronger position to act.
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Lenders Mortgage Insurance
- January 9, 2025
- Posted by: Serres Property Finance
- Category: Guides
Lenders Mortgage Insurance (LMI) is a cost for borrowers with smaller deposits or high loan-to-value ratios (LVR). It protects the lender but doesn’t cover the borrower. LMI premiums vary based on the loan amount and LVR, with higher loans and LVRs leading to higher premiums. This guide helps you understand how LMI is calculated and the importance of comparing premiums.
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Buying a Home
- June 14, 2023
- Posted by: Serres Property Finance
- Category: Guides
Purchasing your first home is an exciting milestone. This guide walks you through every step of buying your first home in Australia for FY2025-26 — from available grants and stamp duty concessions to saving your deposit and navigating loan approval.
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Refinancing
- June 14, 2023
- Posted by: Serres Property Finance
- Category: Guides
Are you a homeowner or investor with a property loan? If so, it’s time to assess how the numbers stack up and consider the benefits of refinancing. By comparing your current loan with potential new loan options, you can unlock financial opportunities and save money in the long run.