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Mortgage Exit Strategy: What Lenders Need to See
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
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If you plan to borrow a home loan close to retirement, lenders will ask for a mortgage exit strategy. This guide explains which strategies are accepted, which are not, and what documents you will need to support your application.
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Questions to Ask a Real Estate Agent When Buying
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
Knowing the right questions to ask a real estate agent can help you uncover the seller’s motivation, assess fair value and negotiate a better deal. This guide covers six key questions to ask at every property inspection, plus the research you should do independently before making an offer.
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Buying Property in a Falling Market: 7 Tips
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
A falling property market is not a reason to sit on the sidelines. With the right strategy, you can negotiate better deals, beat other buyers, and secure a home that suits your long-term needs. These seven tips show you exactly how to approach buying property in a falling market with confidence.
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Real Estate Agent Tactics: 5 Things Buyers Should Know
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
Real estate agents work for the seller, and even honest agents can sometimes stretch the truth to help a sale along. This guide covers the five most common tactics buyers encounter, from misleading price quotes to pressure around cooling off periods, and how to protect yourself.
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Mortgage Broker Benefits: 8 Reasons to Use One
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
A mortgage broker compares dozens of lenders to find the right home loan for you. Their service is usually free, and they can often get your application through faster than going directly to a bank. Here are eight reasons why more Australians are turning to brokers.
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Questions to Ask a Real Estate Agent When Buying
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
Knowing the right questions to ask a real estate agent can help you uncover the seller’s motivation, assess fair value and negotiate a better deal. This guide covers six key questions to ask at every property inspection, plus the research you should do independently before making an offer.
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Home Equity Loans: How to Unlock Your Property’s Value
- April 3, 2026
- Posted by: Serres Property Finance
- Category: Guides
A home equity loan lets you borrow against the value you have built up in your property. Whether you want to buy an investment property, fund a renovation, or consolidate debt, understanding how equity works puts you in a stronger position to act.
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Lenders Mortgage Insurance
- January 9, 2025
- Posted by: Serres Property Finance
- Category: Guides
Lenders Mortgage Insurance (LMI) is a cost for borrowers with smaller deposits or high loan-to-value ratios (LVR). It protects the lender but doesn’t cover the borrower. LMI premiums vary based on the loan amount and LVR, with higher loans and LVRs leading to higher premiums. This guide helps you understand how LMI is calculated and the importance of comparing premiums.
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Buying a Home
- June 14, 2023
- Posted by: Serres Property Finance
- Category: Guides
Purchasing your first home is an exciting milestone. This guide walks you through every step of buying your first home in Australia for FY2025-26 — from available grants and stamp duty concessions to saving your deposit and navigating loan approval.
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Refinancing
- June 14, 2023
- Posted by: Serres Property Finance
- Category: Guides
Are you a homeowner or investor with a property loan? If so, it’s time to assess how the numbers stack up and consider the benefits of refinancing. By comparing your current loan with potential new loan options, you can unlock financial opportunities and save money in the long run.