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Australian Home Loan Guide: Rates, LVR and Key Features
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
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Australian home loans offer a wide range of options, from fixed and variable rates to offset accounts and redraw facilities. The amount you can borrow depends on your income, the lender’s loan-to-value ratio rules, and your location. This guide covers everything you need to know, including what non-residents and expats need to consider.
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RBA Rate Cut February 2025: All Four Banks Pass It On
- February 28, 2025
- Posted by: Serres Property Finance
- Category: RBA Updates
The RBA cut the cash rate from 4.35% to 4.10% in February 2025, the first reduction in four years. All four major banks have confirmed they will pass on the full 0.25% cut, reducing variable home loan rates for millions of Australian borrowers.
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RBA Cash Rate Rise May 2022: Impact on Your Home Loan
- May 14, 2022
- Posted by: Serres Property Finance
- Category: RBA Updates
The RBA raised the cash rate by 0.25 percentage points in May 2022, the first rise since 2010. All four major banks passed on the increase in full. Here is what it means for your home loan repayments, your borrowing capacity, and the steps you can take to manage the change.