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Why Your Borrowing Power Has Declined (And What to Do)
- March 20, 2024
- Posted by: Serres Property Finance
- Category: Property and Finance
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Australian borrowing power has dropped over 32% since 2020, driven mainly by rising RBA interest rates. This guide explains the key factors behind the decline — the cash rate, your LVR, and lender buffer rates — and the practical steps you can take to improve your position.
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Home Loan Trends 2023: What Buyers Need to Know
- January 15, 2023
- Posted by: Serres Property Finance
- Category: News
The Australian property market faces a turbulent 2023, with RBA rate rises, falling borrowing power, and a fixed-rate cliff set to reshape conditions for buyers and homeowners. Here are six key trends to watch.
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Home Loan Trends 2023: 6 Things Australian Borrowers Must Know
- December 14, 2022
- Posted by: Serres Property Finance
- Category: News
Six key home loan trends will shape the Australian market in 2023: the RBA cash rate path, falling borrowing power, a wave of fixed-rate expiries, employment conditions, rising overseas migration and continued property price corrections in most capitals.
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Property Market Predictions 2022-23: What to Expect
- September 22, 2022
- Posted by: Serres Property Finance
- Category: Property and Finance
Rate rises have reshaped the Australian property market. Here is what the property market predictions for 2022-23 mean for buyers, investors, and anyone watching the numbers closely.
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Australia Property Market 2021: Key Predictions
- January 13, 2021
- Posted by: Serres Property Finance
- Category: News
Australia’s property market entered 2021 with momentum, despite the disruptions of COVID-19. Home values ended 2020 up 3% nationally, regional markets outperformed capitals, and analysts expected low RBA rates and rising demand to continue pushing prices higher through the year.
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Property Market November 2020: Recovery Gains Pace
- December 3, 2020
- Posted by: Serres Property Finance
- Category: News
Australian property values rose 0.8% in November 2020, building on October’s 0.4% gain and extending the recovery across nearly every city and region. Regional areas outpaced the capitals, auctions cleared well above the decade average, and young Australians began eyeing the market with fresh optimism. Here is what the data showed.
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Property Market October 2020: Market Turns Positive
- November 4, 2020
- Posted by: Serres Property Finance
- Category: News
