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Investor Home Loans Surge 9.6%: What It Means for Buyers
- May 4, 2026
- Posted by: Serres Property Finance
- Category: News
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Property investor borrowing in Australia has surged 9.6% in the year to March 2026, the fastest growth rate in a decade. Owner-occupier loan growth has slowed and first home buyer applications have fallen sharply. Here is what this shift means for your home loan plans.
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APRA CPS 230 Amendments 2026: What Borrowers Need to Know
- April 30, 2026
- Posted by: Serres Property Finance
- Category: News
APRA has finalised targeted amendments to CPS 230 Operational Risk Management, effective 1 July 2026. The changes introduce limited exemptions for non-traditional service providers such as central banks and clearing facilities. Here is what the update means for Australian home loan borrowers.
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Home Loan Declined? 11 Reasons and How to Fix Them
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
Getting your home loan declined is frustrating, but most knockbacks come down to a handful of common factors. Learn the eleven key reasons Australian lenders reject applications and what you can do to improve your chances before you apply.
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Home Loan Trends 2023: What Buyers Need to Know
- January 15, 2023
- Posted by: Serres Property Finance
- Category: News
The Australian property market faces a turbulent 2023, with RBA rate rises, falling borrowing power, and a fixed-rate cliff set to reshape conditions for buyers and homeowners. Here are six key trends to watch.
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RBA Interest Rate Forecast 2022: Plan for Rising Rates
- May 10, 2022
- Posted by: Serres Property Finance
- Category: RBA Updates
The RBA is set to raise the cash rate for the first time in over a decade, with all four major banks forecasting a move in 2022. Variable-rate borrowers will feel the impact through higher monthly repayments, while property prices could fall 10-20% as borrowing capacity shrinks.
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RBA Interest Rate Forecast 2022: Plan for Rising Rates
- May 10, 2022
- Posted by: Serres Property Finance
- Category: RBA Updates
The RBA is set to raise the cash rate for the first time in over a decade, with all four major banks forecasting a move in 2022. Variable-rate borrowers will feel the impact through higher monthly repayments, while property prices could fall 10-20% as borrowing capacity shrinks.
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RBA Cash Rate Hold 2021: What It Means for Home Buyers
- April 7, 2021
- Posted by: Serres Property Finance
- Category: RBA Updates
The RBA held the cash rate at 0.10% in April 2021, keeping home loan rates near historic lows. While the central bank insisted no rate rise was coming before 2024, some economists were not so sure. Here is what the decision meant for home buyers and existing borrowers.