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Lying on Your Home Loan Application: Why It Never Works
- April 6, 2026
- Posted by: Serres Property Finance
- Category: Guides
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Lying on a home loan application is a serious mistake in Australia. Banks use layered detection methods to catch fraud, and consequences range from blacklisting to criminal charges. This guide explains the most common false statements, how lenders catch them, and how to get approved honestly.
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Responsible Lending Laws Changes 2021: What It Means for You
- February 8, 2021
- Posted by: Serres Property Finance
- Category: News
In September 2020, the Australian Government announced plans to wind back responsible lending laws by March 2021 to support economic recovery after COVID-19. The changes shifted more responsibility onto borrowers and reduced the forensic scrutiny lenders applied to living expenses. Mortgage brokers retained strong protections through the Best Interest Duty.