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Investor Home Loans Surge 9.6%: What It Means for Buyers
- May 4, 2026
- Posted by: Serres Property Finance
- Category: News
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Property investor borrowing in Australia has surged 9.6% in the year to March 2026, the fastest growth rate in a decade. Owner-occupier loan growth has slowed and first home buyer applications have fallen sharply. Here is what this shift means for your home loan plans.
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Home Loan Readiness Assessment: Know Your Numbers
- April 7, 2026
- Posted by: Serres Property Finance
- Category: Guides
A home loan readiness assessment covers your borrowing capacity, deposit, income, expenses and debts. Working through these six areas before you apply helps you avoid surprises and puts you in a stronger position when speaking with a lender.
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Ready to Buy Your First Home? 5 Signs You’re Prepared
- April 7, 2026
- Posted by: Serres Property Finance
- Category: Guides
Thinking about buying your first home but not sure if you’re ready? Stable income, a saved deposit, a plan to settle in one place and a budget for ongoing costs are the key signs it’s time to stop renting and start buying.
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Guarantor Home Loan Explained: Benefits and Real Risks
- April 6, 2026
- Posted by: Serres Property Finance
- Category: Guides
A guarantor home loan lets your child buy a property with no deposit and avoid Lenders Mortgage Insurance. The risks are real but often overstated — the limited guarantee structure means your exposure is capped, and your home is always the last resort, not the first.
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Mortgage Broker Benefits: 8 Reasons to Use One
- April 4, 2026
- Posted by: Serres Property Finance
- Category: Guides
A mortgage broker compares dozens of lenders to find the right home loan for you. Their service is usually free, and they can often get your application through faster than going directly to a bank. Here are eight reasons why more Australians are turning to brokers.
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EOFY Homebuyer Changes 2024-25: What You Need to Know
- July 2, 2024
- Posted by: Serres Property Finance
- Category: News
The 2024-25 financial year brought significant changes for Australian homebuyers, including 50,000 new First Home Guarantee places, Stage 3 tax cuts and a minimum wage rise. Here’s what each change means for your borrowing capacity and home loan plans.
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Stabilising Property Market: What It Means for First Home Buyers
- May 10, 2023
- Posted by: Serres Property Finance
- Category: Property and Finance
After the RBA paused rate hikes in April 2023, Australia’s property market began to stabilise with rising auction clearance rates and the first monthly price gain in nearly a year. This guide explains what a stabilising market means for first home buyers and how to position yourself to act.
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Property Market Predictions 2022-23: What to Expect
- September 22, 2022
- Posted by: Serres Property Finance
- Category: Property and Finance
Rate rises have reshaped the Australian property market. Here is what the property market predictions for 2022-23 mean for buyers, investors, and anyone watching the numbers closely.
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Housing Affordability Australia: 2022 Crisis Explained
- June 1, 2022
- Posted by: Serres Property Finance
- Category: Property and Finance
Housing affordability in Australia hit a record low in the March 2022 quarter, with the national dwelling value-to-income ratio reaching 8.5 and the average buyer needing 11.4 years to save a 20% deposit. Mortgage repayments now consume 41.4% of income nationally, while rental costs are rising too. Here is what the data means for buyers and renters across Australia.
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Housing Affordability Australia: 2022 Crisis Explained
- June 1, 2022
- Posted by: Serres Property Finance
- Category: Property and Finance
Housing affordability in Australia hit a record low in the March 2022 quarter, with the national dwelling value-to-income ratio reaching 8.5 and the average buyer needing 11.4 years to save a 20% deposit. Mortgage repayments now consume 41.4% of income nationally, while rental costs are rising too. Here is what the data means for buyers and renters across Australia.
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