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APRA CPS 230 Amendments 2026: What Borrowers Need to Know
- April 30, 2026
- Posted by: Serres Property Finance
- Category: News
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APRA has finalised targeted amendments to CPS 230 Operational Risk Management, effective 1 July 2026. The changes introduce limited exemptions for non-traditional service providers such as central banks and clearing facilities. Here is what the update means for Australian home loan borrowers.
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APRA Reporting Update: Life Insurance and Your Home Loan
- April 24, 2026
- Posted by: Serres Property Finance
- Category: News
APRA has launched a consultation on updated reporting standards for life insurers, transitioning data collections to the APRA Connect platform. For home loan borrowers, this is a reminder of the role APRA plays in keeping Australia’s financial system stable — and why that stability matters when you have a mortgage.
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APRA Serviceability Buffer: What the 3% Rule Means
- December 18, 2023
- Posted by: Serres Property Finance
- Category: News
APRA confirmed its serviceability buffer stays at 3% following its 2023 annual review. This means lenders must test your ability to repay at 3% above your actual rate. Here’s what it means for borrowers and how to work within it.
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APRA Serviceability Buffer: What the 3% Rule Means
- December 18, 2023
- Posted by: Serres Property Finance
- Category: News
APRA confirmed its serviceability buffer stays at 3% following its 2023 annual review. This means lenders must test your ability to repay at 3% above your actual rate. Here’s what it means for borrowers and how to work within it.
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Property Market December 2019: Sydney’s Biggest Monthly Gain Since 1988
- December 8, 2019
- Posted by: Serres Property Finance
- Category: Property and Finance
Sydney dwelling values rose 2.7% in November 2019, the largest monthly gain since 1988, as the national home value index returned to positive annual growth for the first time since April 2018. Three RBA rate cuts, APRA serviceability changes and post-election confidence drove the recovery.