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Property Market August 2024: Growth Slows as Winter Bites
- September 10, 2024
- Posted by: Serres Property Finance
- Category: News
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Australia’s property market rose 0.5% in August 2024, marking 19 consecutive months of growth. But the pace is slowing, with Perth and Adelaide leading and Melbourne and Canberra softening. Here is the full picture.
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EOFY Homebuyer Changes 2024-25: What You Need to Know
- July 2, 2024
- Posted by: Serres Property Finance
- Category: News
The 2024-25 financial year brought significant changes for Australian homebuyers, including 50,000 new First Home Guarantee places, Stage 3 tax cuts and a minimum wage rise. Here’s what each change means for your borrowing capacity and home loan plans.
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SA Stamp Duty: First Home Buyers Save Up to $50,000
- June 15, 2024
- Posted by: Serres Property Finance
- Category: News
South Australia’s 2024-25 budget abolished stamp duty for first home buyers on all new homes with no property value cap, and extended the $15,000 First Home Owner Grant to all price points. A buyer at the $750,000 median now saves more than $50,000 upfront.
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APRA Serviceability Buffer: What the 3% Rule Means
- December 18, 2023
- Posted by: Serres Property Finance
- Category: News
APRA confirmed its serviceability buffer stays at 3% following its 2023 annual review. This means lenders must test your ability to repay at 3% above your actual rate. Here’s what it means for borrowers and how to work within it.
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APRA Serviceability Buffer: What the 3% Rule Means
- December 18, 2023
- Posted by: Serres Property Finance
- Category: News
APRA confirmed its serviceability buffer stays at 3% following its 2023 annual review. This means lenders must test your ability to repay at 3% above your actual rate. Here’s what it means for borrowers and how to work within it.
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Queensland First Home Owner Grant: $30,000 for Buyers
- November 21, 2023
- Posted by: Serres Property Finance
- Category: News
Queensland doubled its First Home Owner Grant to $30,000 from 20 November 2023, helping up to 12,000 buyers get into the market. Find out who qualifies, what property types are eligible and how to apply with support from a mortgage broker.
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Home Loan Trends 2023: What Buyers Need to Know
- January 15, 2023
- Posted by: Serres Property Finance
- Category: News
The Australian property market faces a turbulent 2023, with RBA rate rises, falling borrowing power, and a fixed-rate cliff set to reshape conditions for buyers and homeowners. Here are six key trends to watch.
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Home Loan Trends 2023: 6 Things Australian Borrowers Must Know
- December 14, 2022
- Posted by: Serres Property Finance
- Category: News
Six key home loan trends will shape the Australian market in 2023: the RBA cash rate path, falling borrowing power, a wave of fixed-rate expiries, employment conditions, rising overseas migration and continued property price corrections in most capitals.
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Property Market April 2022: Sydney Leads National Slowdown
- May 12, 2022
- Posted by: Serres Property Finance
- Category: News
Sydney property values fell for the third straight month in April 2022 while Adelaide, Brisbane and Perth continued to grow. This update covers the capital city breakdown, regional market trends, the rental shift toward units, and what rising RBA rates meant for borrowers.
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Property Market March 2022: Regions Surge as Sydney Slows
- April 12, 2022
- Posted by: Serres Property Finance
- Category: News
The property market in March 2022 showed national values up 0.7% for the month, but a sharp divide emerged between Sydney and Melbourne, which stalled, and regional Australia plus Brisbane and Adelaide, which surged strongly. Here is what the data revealed.