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Home Loan Readiness Assessment: Know Your Numbers
- April 7, 2026
- Posted by: museswow
- Category: Guides
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A home loan readiness assessment covers your borrowing capacity, deposit, income, expenses and debts. Working through these six areas before you apply helps you avoid surprises and puts you in a stronger position when speaking with a lender.
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Guarantor Home Loan Explained: Benefits and Real Risks
- April 6, 2026
- Posted by: museswow
- Category: Guides
A guarantor home loan lets your child buy a property with no deposit and avoid Lenders Mortgage Insurance. The risks are real but often overstated — the limited guarantee structure means your exposure is capped, and your home is always the last resort, not the first.
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Mortgage Broker Benefits: 8 Reasons to Use One
- April 4, 2026
- Posted by: museswow
- Category: Guides
A mortgage broker compares dozens of lenders to find the right home loan for you. Their service is usually free, and they can often get your application through faster than going directly to a bank. Here are eight reasons why more Australians are turning to brokers.
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EOFY Homebuyer Changes 2024-25: What You Need to Know
- July 2, 2024
- Posted by: museswow
- Category: News
The 2024-25 financial year brought significant changes for Australian homebuyers, including 50,000 new First Home Guarantee places, Stage 3 tax cuts and a minimum wage rise. Here’s what each change means for your borrowing capacity and home loan plans.
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Stabilising Property Market: What It Means for First Home Buyers
- May 10, 2023
- Posted by: museswow
- Category: Property and Finance
After the RBA paused rate hikes in April 2023, Australia’s property market began to stabilise with rising auction clearance rates and the first monthly price gain in nearly a year. This guide explains what a stabilising market means for first home buyers and how to position yourself to act.
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Property Market Predictions 2022-23: What to Expect
- September 22, 2022
- Posted by: museswow
- Category: Property and Finance
Rate rises have reshaped the Australian property market. Here is what the property market predictions for 2022-23 mean for buyers, investors, and anyone watching the numbers closely.
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Housing Affordability Australia: 2022 Crisis Explained
- June 1, 2022
- Posted by: museswow
- Category: Property and Finance
Housing affordability in Australia hit a record low in the March 2022 quarter, with the national dwelling value-to-income ratio reaching 8.5 and the average buyer needing 11.4 years to save a 20% deposit. Mortgage repayments now consume 41.4% of income nationally, while rental costs are rising too. Here is what the data means for buyers and renters across Australia.
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Housing Affordability Australia: 2022 Crisis Explained
- June 1, 2022
- Posted by: museswow
- Category: Property and Finance
Housing affordability in Australia hit a record low in the March 2022 quarter, with the national dwelling value-to-income ratio reaching 8.5 and the average buyer needing 11.4 years to save a 20% deposit. Mortgage repayments now consume 41.4% of income nationally, while rental costs are rising too. Here is what the data means for buyers and renters across Australia.
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Property Market January 2021: Values Rise 0.9%
- February 10, 2021
- Posted by: museswow
- Category: News
CoreLogic data showed Australian home values rose 0.9% in January 2021, with regional areas outpacing capital cities at 1.6% growth. Stock levels were at historic lows and sales volumes were surging. Here’s what drove the January result and what the risks looked like heading into the year.
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