Melbourne’s Co-Living Advantage: Why Investors Are Paying Attention

Buyers are gaining the upper hand in the property market as Parliament approves a new housing scheme, interest rates shape borrowing capacity, and 3 in 4 homebuyers turn to brokers for expert guidance.

As you plan for 2025, here’s a snapshot of key trends: mixed news on inflation, a record 14.54 million people employed, and continued growth in business credit.

This month’s analysis highlights rising mortgage competition, average loan sizes by state, a surprising 22% of buyers looking interstate, and a trend of borrowers choosing variable rates.

Here’s what’s making news in tax, business and the economy as we come to the end of Q1: RBA hawkish on inflation, Sales rise in most industries, ATO reveals special tax power, Small biz improvement

I’ve got an interesting mix of news for your this month, covering commercial property, the economy, the vehicle market and superannuation: Commercial property trends, Unemployment may be near peak, Car delivery times at 65 days, ATO issues super reminder.

The stories that caught my eye this month cover home loans, lender’s mortgage insurance and the property market: When should you buy?, FHB loans rise 12.9%, 50% of borrowers unsure about LMI, Rental growth continues.

The stories that caught my eye this month cover home loans, lender’s mortgage insurance and the property market: When should you buy?, FHB loans rise 12.9%, 50% of borrowers unsure about LMI, Rental growth continues.

Today, we dive into what the latest rate rises means for interest rates. I break down the impact of recent cash rate rises, using a real-life example: figuring out how much the average couple looking for a Gold Coast family home can borrow in today’s market, demonstrating how borrowing capacity is shifting.

Discover why Perth’s property market is skyrocketing, experiencing record-breaking growth that surpasses historical averages, especially in unit prices. I uncover the interplay between interstate migration, international inflows, and their differing effects on property prices versus the rental market.